Kale explained: If a distributor brings in ₹1 lakh in a mutual fund equity scheme, he can earn about 1%, which is ₹1,000 annually. But if they bring in ₹1 lakh in an NPS, and assuming they get the full commission of 0.2%, they will earn ₹200 annually along with a one-time ₹200 onboarding fee.
