Changing tracks
Endiya’s listing note said Kissht’s average loan tenor rose from 2.92 months in fiscal 2024 to 9.65 months in fiscal 2025, while average ticket size increased from ₹14,721 to ₹31,808, as the company shifted towards longer-tenure, higher-ticket products and launched loan against property. That transition came at a cost: disbursements nearly halved from ₹18,531 crore to ₹9,858 crore, while total income fell from ₹1,700 crore to ₹1,353 crore and profit after tax declined from ₹197 crore to ₹161 crore in fiscal 2025.
