BoB Q4 results 2026: Public sector lender Bank of Baroda (BoB) on Friday, 8 May, reported an 11.25% year-on-year (YoY) rise in its standalone net profit to ₹5,615.68 crore for the January-March quarter of the financial year 2026 (Q4FY26). In the same quarter of the previous financial year, BoB’s profit was ₹5,047.73 crore.
Sequentially, or on a quarter-on-quarter basis, BoB’s profit rose by 11% from ₹5,054.63 crore in Q3FY26.
Operating income during the quarter under review climbed 1.4% YoY to ₹16,460 crore, while operating profit jumped 11.5% YoY to ₹9,069 crore in Q4FY26.
For the entire financial year 2026, BoB’s standalone profit rose by 2.25% to ₹20,021.06 crore from ₹19,581.15 crore in FY25.
Meanwhile, the PSU bank’s board recommended a dividend of ₹8.50 per share for FY26. The record date for the purpose is 5 June 2026.
BoB’s net interest income (NII) rose by 8.7% YoY to ₹12,494 crore, while global net interest margin (NIM) eased to 2.89% in Q4FY26 from 2.98% in Q4FY25.
Total provisions (excluding taxes) and contingencies saw a sharp 103% YoY jump to ₹3,150 crore in Q4FY26. In the same quarter last year, it was ₹1,552 crore.
Domestic deposits grew by 12.8% YoY to ₹14,01,290 crore, while domestic advances also saw an impressive growth of 14.5% YoY to ₹11,69,458 crore.
BoB’s domestic CASA increased by 9.8% YoY to ₹5,45,034 crore.
Bank of Baroda reported a decline in non-performing assets (NPA) for the March quarter. While gross NPA eased to 1.89% from 2.26% YoY, net NPA also dropped to 0.45% from 0.58% YoY.
Bank of Baroda’s share price closed 2.33% lower at ₹264.05 on the BSE on Friday.
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